Personal Checking Accounts

Every personal checking account at Bank of the Prairie includes Online Banking, Mobile Banking, Online Bill Pay, a Check card, and Identity Theft Prevention Insurance at no extra cost.

Account Type Minimum Deposit Monthly Maint. Fee Average Daily Balance to Waive Monthly Fee Interest Bearing
eChecking $50.00 None N/A No

With no monthly service charge and unlimited check writing, our eChecking account is our most popular option.

  • $50 minimum to open the account
  • No Monthly Service Charge
  • Unlimited check writing
  • Online Banking
  • Mobile Banking
  • Online Bill Payment
  • e-Statements
  • ID Theft Protection
Blue Star Checking $200.00 $10.00 $200.00 Yes

Our Blue Star Checking account offers interest that is compounded and credited monthly on average daily balances of $200.00 or more. Other benefits include 50% discount on 3X10 safe deposit boxes and a 0.10% increase on non-promotional CD rates, up to $250,000.00.

  • $200 minimum to open the account
  • $10 Monthly Service Charge if minimum balance requirement not met
  • ATM/Debit Card
  • First box of BOTP feature checks are Free
  • Unlimited check writing
  • Online Banking
  • Mobile Banking
  • Online Bill Payment
  • e-Statements
  • ID Theft Protection
Gold Star Checking $500.00 $10.00 $500.00 Yes

Our Gold Star Checking account is designed especially for customers who maintain a higher balance. Interest is paid on balances of 500.00 or more.

  • $500 minimum to open the account
  • $10 Monthly Service Charge if minimum balance requirement not met
  • ATM/Debit Card
  • Free Checks (2 boxes per year)
  • Unlimited check writing
  • Online Banking
  • Mobile Banking
  • Online Bill Payment
  • e-Statements
  • ID Theft Protection
BOTP@Work $50.00 None N/A No

We offer this account for our customer’s as a benefit to their employee’s. It’s a simple checking account with many additional features added at no cost to the account holder.

  • $50 minimum to open the account
  • No Monthly Service Charge
  • ATM/Debit Card
  • First box of BOTP feature checks are Free
  • Online Banking
  • Mobile Banking
  • Online Bill Payment
  • e-Statements
  • ID Theft Protection