Treasury Management Services

Bank of the Prairie offers Treasury Management Services tailored to each business’s needs. There is no “one size fits all” when it comes to managing your business, simply choose the options that will help you operate more efficiently.

Online Banking

With online banking you can easily access your accounts 24/7 to do your banking when it’s most convenient for you. Gain immediate information from your accounts, initiate transfers from one account to another, pay bills, initiate wire transfers and stop payment.

eDeposit

eDeposit provides you the ability to make check deposits from the convenience of your home or office. This system consists of using our mobile banking app on your phone to make your deposit of your imaged check.

Remote Deposit

Remote Deposit is a great way to save time and increase productivity for your business. Why pay employees for their time and mileage to take deposits to the bank when you can deposit checks from the comfort of your desk?

Bank of the Prairie’s Remote Deposit is a web-based platform that allows you to use a small desktop scanner to create deposits and post them to your account anytime, day or night. You no longer have to wait for the bank to open in the morning or rush to get to the bank before it closes. All you need is a Microsoft WindowsTM based PC and a high speed internet connection.

Remote Deposit works by creating images of your checks and transmitting them to the bank via a secure internet connection. The software automatically verifies information on each check via advanced handwriting recognition software. You can even enter customized data for each check such as the customer’s name or invoice number. Whether you have 5 checks a day or 50, we have a scanner that will meet your needs.

ACH

In order to access the ACH network a company must utilize online banking to send instructions in a standard format to Bank of the Prairie who passes them to the network that will then affect settlement
on a future date.

Direct deposit of payroll to an employee’s account is the most common ACH transfer, but others include: monthly payments for rent, membership dues, or tithing. ACH can also be used to debit your accounts at Bank of the Prairie for preauthorized payments.

Wire Transfer

With this service you can electronically move collected funds from your Bank of the Prairie account to an account at another financial institution with same-day, immediate credit.

Merchant Card Services

Bank of the Prairie offers a full array of merchant bankcard services for accepting VISA®, MasterCard®,
American Express® and Discover® purchases. We offer wireless, mobile, e-commerce, point of sale, and EMV-capable processing as well as having the capability to integrate with multiple software and payment platforms.

Visa® Business Rewards Credit Card

Receive our most competitive annual percentage rate (APR) with the Visa Business Rewards card and keep your business spending separate from your personal spending. Plus, you can add your employees as authorized users at no extra charge.

When you make purchases with your Visa Business Rewards card you’ll earn points for every net dollar you spend. Enjoy points when you order from the office supply store or pay for a client lunch. Redeem your points for merchandise or travel rewards at www.ScoreCardRewards.com/browse.

This card is issued and underwritten by Bank of the Prairie. There is no annual fee.

Visa® Gift Cards

Convenient Visa gift cards can be used as employee incentives or a gift for that special customer. They can be used everywhere Visa debit cards are accepted.