Business Checking Accounts

Bank of the Prairie’s competitive Business Checking Account could be the account that is right for “YOUR BUSINESS.” Bank of the Prairie’s Business Money Market Account may be the right cash management complement to YOUR Business Checking Account. Bank of the Prairie offers a variety of services to ensure that YOUR business needs are met.

Account Type Minimum Deposit Monthly Maint. Fee Min. Balance to Waive Monthly Fee Interest Bearing
Small Business Checking $250.00 $5.00 $500.00 No

A simplified and convenient account solution for those companies with moderate account activity. Moderate Activity is considered less than 50 transactions per month.

  • $250 minimum to open the account
  • Sweeps
  • Business Credit Card
  • Merchant Services
  • Remote Deposit
  • Online Banking
  • E-Statements

Activity Charges

  • Credit Items:
    No charge for deposited items
  • Debit Items:
    No charge for the first 25 items.
    $0.25 for each additional debit
  • Deposits:
    No charge for the first 25 items.
    $0.25 for each additional debit
Business Checking $500.00 $10.00 $1,000.00 No

A comprehensive and competitive account solution for those companies with significant account activity. Accrued charges are run through account analysis and may be offset by earnings credit calculated on the average daily balance. This account is generally for a businesses operating account.

  • $500 minimum to open the account
  • Earnings Credit is set at Market Rate
  • Business Credit Card
  • Sweeps
  • Account Analysis
  • Cash Management
  • Merchant Services
  • Remote Deposit
  • Online Banking
  • E-Statements

Activity Charges

  • Credit Items: $0.10 per Item
  • Debit Items: $0.10 per Item
  • Deposits: $0.10 per Deposit
Business Interest Checking $500.00 $10.00 $1,000.00 Yes

This account is for our business customers who maintain higher account balances. This account offers interest that’s compounded and credited monthly on minimum daily balances of $500 or more.

  • $500 minimum to open the account
  • Earnings Credit is set at the
    discretion of bank mangement
  • Business Credit Card
  • Sweeps
  • Account Analysis
  • Cash Management
  • Merchant Services
  • Remote Deposit
  • Online Banking
  • E-Statements

Activity Charges

  • Credit Items: $0.10 per Item
  • Debit Items: $0.10 per Item
  • Deposits: $0.10 per Deposit