Deposit Rates

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For questions regarding any of the rates stated below, please speak to a Bank of the Prairie personal banker. The Interest Rates and Annual Percentage Yields (“APY”) are set at the discretion of Bank of the Prairie management and are based on market conditions. These rates are subject to change. Interest Rates and Annual Percentage Yields on certificates of deposit are fixed to maturity. The stated APY assumes interest remains on deposit until maturity.

A withdrawal of interest will reduce earnings. A penalty may be imposed by Bank of the Prairie for early withdrawal of Certificates of Deposit. All Certificates of Deposit may be used as IRA Investments. Fees could reduce earnings on account. Additional disclosures available upon request to Bank of the Prairie. Consult your Bank of the Prairie Personal Banker for additional terms and conditions. Interest Rates and APYs are good as of May 09, 2008 and are subject to change.

Account	Minimum Opening Deposit	Interest Rate	Annual Percentage Yield ("APY")
Regular Checking - Consumer	$0	-	-
Free Checking - Consumer	$50	-	-
Business Checking	$0	-	-
Money Market Account *	$1,000
Daily balance method:
$0 to $24,999.99		1.14%	1.15%
$25,000.00 to $99,999.99		1.60%	1.61%
$100,000.00 to $249,999.99		2.14%	2.16%
$250,000.00 and $499,999.99		2.29%	2.31%
$500,000.00 and over		2.29%	2.31%
ULIMATE Yield Money Market Account	$25,000
Daily balance method:
$0 TO $9,999.99		0.00%	0.00%
$10,000.00 TO $49,999.99		2.24%	2.26%
$50,000.00 AND OVER		2.63%	2.66%
NOW Account - Consumer *	$500	.50%	.50%
Savings - Consumer *	$50	.65%	.65%
Savings - Business	$50	.65%	.65%
Savings - Minor Accounts *	$50	.65%	.65%
Certificates of Deposit	$0
31 Days		1.74%	1.75%
3 Months (91 Days)		1.98%	1.99%
6 Months		2.99%	3.01%
7 Month Special		3.24%	3.26%
1 Year		3.24%	3.26%
1 yr "Perfect Option CD"		3.14%	3.16%
18 Months		3.05%	3.07%
2 Years		3.24%	3.26%
2 yr"Perfect Option CD"		3.14%	3.16%
30 Months		3.24%	3.26%
3 Years		3.28%	3.31%
4 Years		3.28%	3.31%

* The Interest Rate and Annual Percentage Yield ("APY") may change after account opening.