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Transaction Account Guarantee

Bank of the Prairie is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance.

Bank of the Prairie has agreed to comply with the Luxury Expenditure Policy of Prairie Star Bancshares, Inc. in accordance with the Executive Compensation Regulation 31 C.F.R Part 30. Click Here to see a copy of the Policy.